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Privacy Policy

How information may be handled when you visit this website or contact Balwinder Kaur.

Last updated: 17 October 2026

This Privacy Policy applies to the website operated for Guru Harkrishan Traders and its insurance advisory services. It explains the general approach to information shared through this website.

1. Information Collection

If you contact us or complete the enquiry form, you may choose to provide your name, phone number, email address, the topic you want to discuss and any message you submit. Technical information may also be processed by your browser or website hosting provider when you visit a website.

2. Use of Information

Information you provide may be used to respond to your enquiry, arrange a requested conversation, understand your service request and communicate about that request. Information should not be used for unrelated purposes without an appropriate basis or permission where required.

3. Enquiries and Communication

When you contact us by phone, email or WhatsApp, the information you share may be used to reply to you. Messaging and email services may process information under their own terms and privacy policies.

4. Website Enquiry Form

The enquiry form on this demonstration website performs browser-side validation only. Unless a separate backend is configured, submitting the form does not send or store the form contents. Use the displayed phone, email or WhatsApp contact options to reach us.

5. Cookies and Technical Data

This website does not intentionally set its own tracking cookies through the supplied code. Hosting, security, embedded resources or third-party services may use technical data or cookies according to their own configuration.

6. Data Sharing

Personal information is not intentionally sold through this website. Information may be shared when you request contact through a third-party service, when needed to respond to your request, or where disclosure is required by applicable law.

7. Security

Reasonable care should be taken when handling information. No website, email or online communication method can be guaranteed to be completely secure, and users should avoid submitting sensitive personal or financial information through a general enquiry form.

8. Retention

Where information is received through direct communications, it should be retained only for as long as reasonably needed for the relevant enquiry, relationship, recordkeeping purpose or legal obligation.

9. Third-Party Services

Links to WhatsApp, email applications or other external websites are provided for convenience. Those services are governed by their own terms and privacy practices. Please review them before sharing information.

10. Updates to This Policy

This policy may be updated to reflect changes in the website or its practices. The latest version will be published on this page with an updated date when appropriate.

11. Contact Information

For questions about this policy, contact Balwinder Kaur at balwinder.bk1975@gmail.com or 9711563151. Address: H.No. 46, 2nd Floor, Pocket 21, Sector 24, Rohini, Delhi, Delhi, 110085.

Please note: This page provides general website privacy information and is not a statement that any particular certification, registration or compliance status has been obtained.
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